Business Checking

Wildfire Credit Union is With Your Business Every Step of the Way

We realize that different businesses have different needs, even when it comes to their checking accounts. That is why we offer our business members a choice of three types of checking accounts. One is sure to meet your needs!


Checking Accounts

 

Small business Checking

  • No minimum or opening balance needed.
  • Up to 200 free transactions per month*.
  • Non-interest bearing.
  • Saves you money with no monthly service fees and free Online Banking, eStatements, Mobile Banking and Debit Card.
  • Overdraft protection (apply separately).

 

Business Checking Beyond

  • $5,000 opening balance.
  • $5,000 minimum average monthly balance**.
  • Tiered rate of interest, which is paid monthly.
  • Up to 500 transactions per month*.
  • No monthly fees if the minimum monthly balance is maintained.
  • Save money with free Online Banking, eStatements, Mobile Banking and Debit Card.
  • Overdraft protection (apply separately).

 

Business Checking Optimize

  • $10,000 opening balance.
  • $10,000 minimum average monthly balance***.
  • Up to 1,000 free transactions per month*.
  • Non-interest bearing.
  • No monthly fees if the minimum monthly balance is maintained.
  • Save money with free Online Banking, eStatements, Mobile Banking and Debit Card.
  • Overdraft protection (apply separately).

Disclaimers:

* Monthly transactions include checks paid, withdrawals, deposits, items deposited, ACH credits and debits received. There is a fee of thirty-five cents per transaction over the monthly limit.

** $15 monthly maintenance fee if minimum average monthly balance not maintained.

*** $20 monthly maintenance fee if minimum average monthly balance not maintained.

Ann Ray

Meet our business deposit specialist

You have enough on your hands running your business. Let us help you get started. Ann Ray is our Deposit Specialist and with her experience and expertise she is ready to discuss your unique business needs and will help you choose the right savings products to reach your business' goals. Contact her today:

Person reading a computer screen
Join Us Today!

So, what are you waiting for?

Apply Online Today!

Switch to a checking account with Wildfire today. View rates.

Our locations in the Great Lakes Bay Region of Michigan.

Looking for more info or have questions? Give us a call today!

Business Checking Beyond Rates

  • Dividends are compounded & credited monthly.
  • Minimum opening balance: $0.
  • $5,000 minimum average monthly balance.
  • Tiered rate of interest, which is paid monthly.
  • Up to 500 transactions per month.

Effective Date: 10/19/2021 - 12:00 A.M. EST

Account Balance
Interest Rate
APY

Balances from $0.00 to $9,999.99

0.100%

0.100%

Balances from $10,000.00 to $24,999.99

0.100%

0.100%

Balances from $25,000.00 to $49,999.99

0.100%

0.100%

Balances from $50,000.00 to $249,999.99

0.150%

0.150%

Balances from $250,000.00 to $499,999.99

0.150%

0.150%

Balances from $500,000.00 to $999,999.99

0.150%

0.150%

Balances of $1,000,000 and more

0.150%

0.150%

Want Us to Contact You?

Leave us your contact information below and we will reach out to you!

* Indicates a required field.

Products & Services interested in (select all that apply):

Recent Blog Posts

Slightly stressed young adult male sitting at a desk

Advice, motivation, and guidance in dealing with post-graduation job hunting stressors, concerns, and the wave of emotions that can come with it.

Read Post

Date Published: Mar 11, 2021

 
Female-Happy-Computer

With Direct Deposit at Wildfire you can have all or part of your payroll deposited directly into your account automatically, adding some flexibility to your already busy life.

Read Post

Date Published: Mar 11, 2021

 
Stressed male sitting outside

Try not to panic, just read this blog for the best way to handle this situation. It's going to be okay!

Read Post

Date Published: Mar 11, 2021

 

Back to top