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Home > Deposit Products > Savings Accounts

Helping you chase your dreams and prepare for Life's journey

With three different savings accounts to choose from, Wildfire is ready to lend you a hand with your finances. Get started with a Membership account, take your investing further with a Premium account and save up for that special vacation or purchase with an Additional Savings account.


  • The opening deposit must be $5.00.
  • The initial $5.00 must remain on deposit to keep your membership.
  • You can make additional deposits or withdrawals of any amount.
  • No fees!
  • Dividends are paid quarterly.


  • Interest is paid monthly.
  • At least 10 debit and/or credit card transactions per month, under the account the savings is on. (Excludes ATM transactions)
  • Estatements are a must.
  • You need a Membership Savings in order to have a Premium Savings account.


  • Additional or Extra accounts pay the same interest rate as a Membership account.
  • No fees!
  • You can open an Additional account over the phone by giving us a call.
  • You need a Membership savings account in order to have an Additional savings account.

Join us Today!

So, what are you waiting for?

Switch to a checking account with Wildfire today. You can even apply online! Be sure to take a look at our fee chart for any fees that may apply.

With multiple locations in the Great Lakes Bay Region of Michigan, you will be sure to find a location that becomes your home for banking.

Looking for more info or have questions? Give us a call today!


Savings Rates
Effective Date: Monday, January 20th, 2020
Account InformationInterest RateAPY
Membership Share 0.150% 0.150%
Premium Savings:    
  • $0.00 to $9,999.99
0.200% 0.200%
  • $10,000.00 to $24,999.99
0.230% 0.230%
  • $25,000.00 to $49,999.99
0.270% 0.270%
  • $50,000.00 and higher
0.300% 0.300%
Additional/Other Savings Accounts 0.150% 0.150%


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