Savings Accounts
Regular Share Account
Your regular share account is opened automatically when you become a member!
- Opening Deposit is at least $5
- This initial $5 must remain on deposit to retain your membership
- Additional deposits or withdrawals of any amount
- NO fees
- Dividends paid quarterly
Once you are a member, your family can join, too! Why not pass along all the benefits you enjoy to your spouse, children, or any relative!
Contact us to receive a membership kit or Join Wildfire Credit Union Today.
Additional Share Accounts
You may consider opening separate savings accounts to segregate funds that you wish to accumulate. You may open one of these accounts over the phone and begin using it immediately, providing that you don't wish to change a joint owner or beneficiary from what appears on your membership card.
- Extra share accounts pay the same interest rate as a regular share account
- NO fees
Your share account is insured through the NCUA. This insurance is similar to the deposit insurance protection offered by the Federal Deposit Insurance Corporation (FDIC). The NCUA Share Insurance Estimator is an educational resource about share insurance and gives a detailed explanation of insurance coverage for savings accounts in Bay City, Saginaw or Midland, MI.
| Savings Accounts | ||
| Effective Date: Friday, January 18th, 2019, 12:00am ET. | ||
| Account Information | Interest Rate | APY |
Primary Membership Share Accounts - Prospective Dividend Rate -- $5.00 minimum balance required to open account and earn the stated APY. |
0.250% | 0.250% |
Checking Accounts |
0.150% | 0.150% |
Other Savings and Club Accounts |
0.250% | 0.250% |
IRA Accounts - $5.00 minimum balance required to open account and earn stated APY. |
0.499% | 0.500% |
Christmas Club - Penalties apply for early withdrawal. |
0.250% | 0.250% |