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Home > Deposit Products > Savings Accounts

Helping you chase your dreams and prepare for Life's journey

With three different savings accounts to choose from, Wildfire is ready to lend you a hand with your finances. Get started with a Membership account, take your investing further with a Premium account and save up for that special vacation or purchase with an Additional Savings account.


  • The opening deposit must be $5.00.
  • The initial $5.00 must remain on deposit to keep your membership.
  • You can make additional deposits or withdrawals of any amount.
  • No fees!
  • Dividends are paid quarterly.


  • Interest is paid monthly.
  • At least 10 debit and/or credit card transactions per month, under the account the savings is on. (Excludes ATM transactions)
  • E-Statements are a must.
  • You need a Membership Savings in order to have a Premium Savings account.


  • Additional or Extra accounts pay the same interest rate as a Membership account.
  • No fees!
  • You can open an Additional account over the phone by giving us a call.
  • You need a Membership savings account in order to have an Additional savings account.

* Premium Account Disclaimer: If you, for some reason, happen to not meet the requirements listed above, you will receive no dividends or interest for the month the criteria is not met.

Join us Today!

So, what are you waiting for?

Switch to a checking account with Wildfire today. You can even apply online! Be sure to take a look at our fee chart for any fees that may apply.

With multiple locations in the Great Lakes Bay Region of Michigan, you will be sure to find a location that becomes your home for banking.

Looking for more info or have questions? Give us a call today!


Savings Rates
Effective Date: Saturday, March 6th, 2021
Account InformationInterest RateAPY
Membership Share 0.100% 0.100%
Premium Savings:    
  • $0.00 to $9,999.99
0.170% 0.170%
  • $10,000.00 to $24,999.99
0.200% 0.200%
  • $25,000.00 to $49,999.99
0.230% 0.230%
  • $50,000.00 and higher
0.250% 0.250%
Additional/Other Savings Accounts 0.100% 0.100%


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