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Boat and RV Loans

Wildfire Credit Union has a variety of loan options to let you get out there and enjoy your time away.

Check current rates and payment information.

Finance your next boat with one of Wildfire Credit Union's loans

Boats, Travel Trailers, Motor Homes

Loans are available with terms up to 180 months with a 5 year (60 month) balloon.
May require a 20% down payment.

Personal Water Craft, Motorcycles, Snowmobiles and ATVs

Loans are available with terms up to:

5 Years (60 months)
May require a 20% down payment.

We are eager to make peoples' dreams a reality. Visit one of our locations in Saginaw, Midland or Bay City, MI. Can't make it to the branch? Apply Online or give us a call today!

Closed End Consumer Loans
Effective Date: Friday, November 16th, 2018, 12:00am ET.
All rates listed are the Annual Percentage Rate (APR). Rates are based on the applicant(s) credit score. Rates are subject to change without notice. Call the credit union for current rates. Loans are based on credit approval. Credit Terms for loans secured by an Auto, Motorcycle, Recreational Vehicle, Boat, Motor Home or RV require a maximum 20% down payment.
Loan Type	Term	Rate	Payment Amount
New & Used Autos / Motorcycles 2010 - Newer	12 to 60 Months	As Low As 3.49%	$18.20/mo per $1,000 borrowed based on maximum term.
New & Used Autos / Motorcycles 2013 - Newer	61 to 72 Months	As Low As 3.74%	$15.54/mo per $1,000 borrowed based on maximum term.
New & Used Autos / Motorcycles 2014 - Newer	73 to 84 Months	As Low As 4.24%	$13.79/mo per $1,000 borrowed based on maximum term.
Used Autos / Motorcycles No Model Year Limitation	12 to 48 Months	As Low As 3.49%	$22.36/mo per $1,000 borrowed based on maximum term.
Personal Watercraft, Snowmobiles, Off-Street Motorcycles & ATV	0 to 36 Months	As Low As 3.99%	$29.59/mo per $1,000 borrowed based on maximum term.
Personal Watercraft, Snowmobiles, Off-Street Motorcycles & ATV	37 to 60 Months	As Low As 4.99%	$18.88/mo per $1,000 borrowed based on maximum term.
New & Used Boats / RV's*	Up to 60 Months or 180 Months max with a 60 month balloon	As Low As 3.49%	$7.15/mo per $1,000 borrowed based on maximum term.
New & Used Boats / RV's	61 to 84 Months	As Low As 4.24%	$22.36/mo per $1,000 borrowed based on maximum term.
New & Used Boats / RV's	85 to 120 Months	As Low As 4.99%	$10.61/mo per $1,000 borrowed based on maximum term.
New & Used Boats / RV's	121 to 144 Months	As Low As 5.99%	$9.76/mo per $1,000 borrowed based on maximum term.
Other Non-Titled Purchased Goods	12 to 60 Months	As Low As 6.99%	$19.81/mo per $1,000 borrowed based on maximum term.
Other Secured/Unsecured Requests	12 to 60 Months	As Low As 8.99%	$20.76/mo per $1,000 borrowed based on maximum term.