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Home > Loans & Credit Cards > Boat & RV Loans

Boat and RV Loans

Wildfire Credit Union has a variety of loan options to let you get out there and enjoy your time away.

Check current rates and payment information.

Finance your next boat with one of Wildfire Credit Union's loans

Finance your next boat with one of Wildfire Credit Union's loans

Boats, Travel Trailers, Motor Homes

Personal Water Craft, Motorcycles, Snowmobiles and ATVs

Loans are available with terms up to:

We are eager to make peoples' dreams a reality. Visit one of our locations in Saginaw, Midland or Bay City, MI. Can't make it to the branch? Apply Online or give us a call today!

Closed End Consumer Loans
Effective Date: Friday, November 16th, 2018, 12:00am ET.
  • All rates listed are the Annual Percentage Rate (APR).
  • Rates are based on the applicant(s) credit score. Rates are subject to change without notice. Call the credit union for current rates.
  • Loans are based on credit approval.
  • Credit Terms for loans secured by an Auto, Motorcycle, Recreational Vehicle, Boat, Motor Home or RV require a maximum 20% down payment.
Loan TypeTermRatePayment Amount
New & Used Autos / Motorcycles 2010 - Newer 12 to 60 Months As Low As 3.49% $18.20/mo per $1,000 borrowed based on maximum term.
New & Used Autos / Motorcycles 2013 - Newer 61 to 72 Months As Low As 3.74% $15.54/mo per $1,000 borrowed based on maximum term.
New & Used Autos / Motorcycles 2014 - Newer 73 to 84 Months As Low As 4.24% $13.79/mo per $1,000 borrowed based on maximum term.
Used Autos / Motorcycles No Model Year Limitation 12 to 48 Months As Low As 3.49% $22.36/mo per $1,000 borrowed based on maximum term.
Personal Watercraft, Snowmobiles, Off-Street Motorcycles & ATV 0 to 36 Months As Low As 3.99% $29.59/mo per $1,000 borrowed based on maximum term.
Personal Watercraft, Snowmobiles, Off-Street Motorcycles & ATV 37 to 60 Months As Low As 4.99% $18.88/mo per $1,000 borrowed based on maximum term.
New & Used Boats / RV's* Up to 60 Months or 180 Months max with a 60 month balloon As Low As 3.49% $7.15/mo per $1,000 borrowed based on maximum term.
New & Used Boats / RV's 61 to 84 Months As Low As 4.24% $22.36/mo per $1,000 borrowed based on maximum term.
New & Used Boats / RV's 85 to 120 Months As Low As 4.99% $10.61/mo per $1,000 borrowed based on maximum term.
New & Used Boats / RV's 121 to 144 Months As Low As 5.99% $9.76/mo per $1,000 borrowed based on maximum term.
Other Non-Titled Purchased Goods 12 to 60 Months As Low As 6.99% $19.81/mo per $1,000 borrowed based on maximum term.
Other Secured/Unsecured Requests 12 to 60 Months As Low As 8.99% $20.76/mo per $1,000 borrowed based on maximum term.

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If you are having issues using this website, please call 1-800-227-2328 for assistance.