With locations in Bay City, Midland and Saginaw, Wildfire Credit Union is your answer for home loans in Michigan. We are committed to providing a full range of mortgage loans with competitive rates and exceptional personal service. All loans will be serviced by Wildfire Credit Union. Homes must be owner occupied and located in the state of Michigan.
Primary Residence Purchase or Refinance Transactions - Up to 100% financing options are available. Some exclusions apply. Contact a Mortgage Specialist at Wildfire Credit Union today for details.
Please contact the credit union for maximum Loan to Value guidelines on refinanced transactions.
Vacant Land - Borrow up to 70% of the appraised value for up to 15 years with a 3 year balloon.
Home Cash Equity Loan - Borrow up to 100% of the appraised value or 80% of double SEV, less the balance owing on your 1st mortgage for up to 20 years with a 5 year balloon.
Home Equity Line of Credit - Borrow up to 100% of the appraised value or 80% of double SEV, less the balance owing on your 1st mortgage for up to 25 years with a 10 year draw period. For special disclosure information, click here.
Current rates, closing costs, and disclosures are available on our rates board. (All rates are subject to change without notice.) Call 800-227-2328 or 989-249-8200 for more information. Your Mortgage Specialist wants to help make your home ownership dreams a reality. Contact us today!