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Personal Lines of Credit in Michigan 

Prestige Line of Credit

A Line of Credit linked directly to your checking account. Prestige Line provides ready access to cash, carries low introductory and fixed rates and has monthly payments at only 3% of balance ($20 minimum payment). There are no transaction, activity, membership or participation fees. It is also overdraft protection for your checking account! Visit us in Bay City, Midland or Saginaw, MI! 

Prestige Line offers:

*No fixed transaction, activity or participation fees.

Qwik-Check Loans

Wildfire offers a revolving line of credit loan for qualifying members; you can choose a limit up to $5000. Applying is easy, making a draw is even easier. You can make advances through Audio Teller or Online Banking 24 hours a day. There are no transaction, activity, membership or participation fees.

The monthly payment is dependent on your balance: $0 - $1,500 is a $50.00 a month payment; $1,501 - $3,000 is $100.00 a month; $3,001 - $5,000 is $150.00 a month.


Personal Loans

Collateral Loans

Collateral loans--those where the item you are purchasing or refinancing is offered as security, such as new or used vehicles, boats, RVs or any other purchased merchandise. You may also pledge any titled good you own free and clear and receive a preferred rate.

Qualifying members may apply for signature loans up to $50,000. Signature loans require no collateral.

Share Secured Loans

A collateral loan based on your savings on deposit at the credit union. Savings equal to the declining loan balance must remain on deposit in the specific savings instrument pledged. IRA accounts cannot be used as collateral. Longer repayment terms are offered with a variable interest rate.


Apply for a loan 24 Hours a Day!

Secure, safe and fast consumer loan approval with Wildfire Credit Union. Apply online and get approved in a minute or less. You must be a Wildfire Credit Union member.

Call our 24-Hour Loan Application Service to apply over the telephone by calling 1-800-270-6738. Qualified loan personnel are ready to answer your questions and take your application. You will receive an answer on these loan applications the next business day, or in some cases, right over the phone.

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