The Pathfinder Loan

$1,000 loan with no credit check*

Limit one seasonal loan per person.

Blaze Your Trail to a Stress-Free Holiday!

The holidays can come with a few unexpected expenses. When you need a little extra room in your budget, the Pathfinder Loan can help you blaze your own trail. Eligible members can get $1,000 in funding with no credit check required, plus a 12-month repayment term. It’s a simple way to handle holiday expenses, unexpected costs, or whatever comes your way.

Couple walking together down a winter michigan trail in the woods.

Loan Highlights:

Borrow up to $1,000
12-month repayment term
No credit check required
Quick, easy application process
$30 application fee

Requirements:

Active direct deposit for at least 30 days
Steady income for at least six months
Current on all Wildfire loans and not in payment relief
No history of financial loss to the credit union
Not in an open bankruptcy case

Get Pathfinder!

*Some exclusions apply, please contact the credit union for details. This loan is a 12-month loan. $1,000.00 @ 24.870% APR (which includes a $30 non-refundable application fee) = 12 monthly payments of $92.14. You must have a direct deposit going into your Wildfire Credit Union account for at least 30 days and provide documentation of 6 months of verifiable income that is likely to continue at time of application. APR = Annual Percentage Rate. Offer ends 12/31/2026. Equal Housing Lender.