Boat Loans

Ahoy! It’s Time to Weigh Anchor and Set Sail

Dream of being on a boat and sailing forbidden seas? Or maybe just your favorite lake? Whatever the voyage, Wildfire is ready to join your crew and help you obtain the perfect vessel.


Features & Specifications:

 

Loan Terms: Up to 180 months with a 60 month (5 year) balloon or a fixed option with no balloon, up to 144 months.

Loan Amount: Save coin with up to 100% financing matey!

Down Payment: We may require a 20% down payment, but this is typically set at the time of the application.

Happy family on yacht sailing on sea during trip
Shipwreck at sunset

Insurance Solutions

 

Protect your treasure with payment protection options such as:

2021 Skip-A-Pay

 

The holidays will soon be here and we want to help boost your gift and celebration budget by skipping up to two payments on your qualifying loan(s)!

We wish you and your loved ones a warm and happy holiday season!

Check it out

Skip-A-Pay red and white Christmas ornaments in snow

New & Used Boat Rates

  • All rates listed are the Annual Percentage Rate (APR).
  • Rates are based on the applicant(s) credit score.
  • Rates are subject to change without notice. Call the credit union for current rates.
  • Loans are based on credit approval.
  • Credit Terms for loans secured by an Auto requires a maximum 20% down payment.

Effective Date: 9/18/2021 - 12:00 A.M. EST

Term
Rate (APR*)
Payment Amount

Up to 60 Months or 180 Months Max with 60 Month Balloon

3.990%

$7.40/mo per $1,000 borrowed based on maximum term.

61 to 84 Months

4.240%

$13.79/mo per $1,000 borrowed based on maximum term.

85 to 120 Months

4.490%

$10.37/mo per $1,000 borrowed based on maximum term.

121 to 144 Months

4.990%

$9.25/mo per $1,000 borrowed based on maximum term.

* Balloon Repayment and Option to Refinance Example: If you borrow $50,000 at 4.00% APR for a 180 month amortization, 60 month balloon term, you will make 59 payments of approximately $369.97 and one final payment of approximately $36,823.43. Portions of the final payment may be refinanced with qualifying credit worthiness.

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Apply for a loan

24 hours/day!

Start Loan Process

You can also call our 24-Hour Loan Application Service to apply over the phone from the comfort of your own home. Just dial 1-800-227-2328 and a qualified loan expert will take your application for a Boat Loan. Members receive a decision on their application within 24 hours over the phone. Reach out to us today!

You must become a Wildfire Credit Union member if you are approved and before the loan is finalized. Members can count on secure, safe, and fast consumer loan approval with Wildfire.