Whatever You Have Your Heart Set on, We Have You Covered

Whether you're looking to consolidate debt, finance a home improvement project, or treat yourself to a vacation, we have affordable options so you can fulfill your goals.

Personal Loan Options

shield with check mark
Palm of hand with money
Pile of cash
check mark
wallet with money
piggy bank

Open End Consumer Loans

  • APR = Annual Percentage Rate.
  • Loans are based on credit approval.
  • There are no transaction, membership, activity, or participations fees!
  • Rates are subject to change without notice. Call the credit union for current rate.
  • Share secured loans are issued at 2.5% above Wildfire Credit Union’s weighted average cost of funds. The minimum rate is 5% and rates adjust annually in the anniversary month of the loan.

Effective Date: 2/9/2023 - 12:00 A.M. EST

Loan Type
Approximate Term

Share Secured

Up to 240 months


Overdraft Line of Credit


Prestige Line of Credit - Checking Account Required


Qwik Chek Line of Credit


Additional Loans

Effective Date: 2/9/2023 - 12:00 A.M. EST

Loan Type
Payment Amount

Other Non-Titled Purchased Goods

12 to 60 Months


$20.28/mo per $1,000 borrowed based on maximum term.

Signature Loans

Up to 60 Months


$21.00/mo per $1,000 borrowed based on maximum term.

Disclosure: All rates listed are the Annual Percentage Rate (APR). Rates are based on the applicant(s) credit score. Rates are subject to change without notice. Call the credit union for current rates. Loans are based on credit approval.

Icon of cartoon hand holding money

Apply for a loan

24 hours/day!

Start Loan Process

You can also call our 24-Hour Loan Application Service to apply over the phone from the comfort of your own home. Just dial 1-800-227-2328 and a qualified loan expert will take your application for a loan. Members receive a decision on their application within 24 hours over the phone. Reach out to us today!

You must become a Wildfire Credit Union member if you are approved and before the loan is finalized. Wildfire members can count on secure, safe and fast consumer loan approval with Wildfire. Go ahead and apply online today!

Recent Blog Posts

Family having fun making fall decorations

Check out some handy tips on how to decorate for fall, without having cash fall from your wallet like the leaves.

Read FullTips for Saving on Fall Decorations Post

Date Published: Sep 21, 2022


There is a chance you may already know this, but Wildfire Credit Union has a Mobile Banking app that is geared towards helping you manage your finances on the go.

Read FullNavigating Mobile Banking: The Bank in Your Pocket Post

Date Published: Nov 22, 2021

Mini globe outside on table with money

There are plenty of ways, strategies, steps, and tips to help you save for a trip so the costs don't get away from you and you can make the most of your journey. 

Read FullSaving Up for an Adventure Post

Date Published: Apr 30, 2021


Back to top