Whatever You Have Your Heart Set on, We Have You Covered
Whether you're looking to consolidate debt, finance a home improvement project, or treat yourself to a vacation, we have affordable options so you can fulfill your goals.
Personal Loan Options
Open End Consumer Loans
- APR = Annual Percentage Rate.
- Loans are based on credit approval.
- There are no transaction, membership, activity, or participations fees!
- Rates are subject to change without notice. Call the credit union for current rate.
- Share secured loans are issued at 2.5% above Wildfire Credit Union’s weighted average cost of funds. The minimum rate is 5% and rates adjust annually in the anniversary month of the loan.
Effective Date: 6/5/2023 - 12:00 A.M. EST
Share Secured
Up to 240 months
3.000%
Overdraft Line of Credit
15.000%
Prestige Line of Credit - Checking Account Required
8.900%
Qwik Chek Line of Credit
12.600%
Additional Loans
Effective Date: 6/5/2023 - 12:00 A.M. EST
Miscellaneous Collateral
12 to 60 Months
8.740%
$20.65/mo per $1,000 borrowed based on maximum term.
Signature Loans
Up to 60 Months
9.990%
$21.24/mo per $1,000 borrowed based on maximum term.
Disclosure: All rates listed are the Annual Percentage Rate (APR). Rates are based on the applicant(s) credit score. Rates are subject to change without notice. Call the credit union for current rates. Loans are based on credit approval.

You can also call our 24-Hour Loan Application Service to apply over the phone from the comfort of your own home. Just dial 1-800-227-2328 and a qualified loan expert will take your application for a loan. Members receive a decision on their application within 24 hours over the phone. Reach out to us today!
You must become a Wildfire Credit Union member if you are approved and before the loan is finalized. Wildfire members can count on secure, safe and fast consumer loan approval with Wildfire. Go ahead and apply online today!


