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Whatever You Have Your Heart Set on, We Have You Covered
Whether you're looking to consolidate debt, finance a home improvement project, or treat yourself to a vacation, we have affordable options so you can fulfill your goals.
Personal Loan Options
Open End Consumer Loans
- APR = Annual Percentage Rate.
- Loans are based on credit approval.
- There are no transaction, membership, activity, or participations fees!
- Rates are subject to change without notice. Call the credit union for current rate.
- Share secured loans are issued at 2.5% above Wildfire Credit Union’s weighted average cost of funds. The minimum rate is 5% and rates adjust annually in the anniversary month of the loan.
Effective Date: 9/25/2023 - 12:00 A.M. EST
Share Secured
Up to 240 months
3.000%
Overdraft Line of Credit
15.000%
Prestige Line of Credit - Checking Account Required
8.900%
Qwik Chek Line of Credit
12.600%
Additional Loans
Effective Date: 9/25/2023 - 12:00 A.M. EST
Miscellaneous Collateral
0 to 24 Months
8.490%
$45.46/mo per $1,000 borrowed based on maximum term.
Signature Loans
Up to 60 Months
11.990%
$22.26/mo per $1,000 borrowed based on maximum term.
Disclosure: All rates listed are the Annual Percentage Rate (APR). Rates are based on the applicant(s) credit score. Rates are subject to change without notice. Call the credit union for current rates. Loans are based on credit approval.
Wildfire members can count on secure, safe, and fast consumer loan approval with Wildfire. Go ahead and apply today:
- Make an appointment with us at one of our branches.
- Contact our Call Center at 989-249-8200.
- Apply online.
You must become a Wildfire Credit Union member if you are approved and before the loan is finalized.
If you have already submitted an application with us you can check your application status.
