Hands holding a teal debit or credit card and typing on a laptop.

Credit Cards

Adventure more with a Wildfire Visa®

Unlock cash back and competitive interest rates.
Apply Today
Cards
Credit Cards
Visa Gift Cards
Card Disputes

Discover Our Wildfire Visa

Apply for a Wildfire Visa credit card to keep your interest low and earn cashback on every purchase.

 

Benefits:

  • Variable limits to fit your needs
  • Zero annual fees
  • 1% cash back on all purchases
  • Fraud protection*

Today’s Rates

View Rates
Credit Cards
8.900
%
 APR**

As low as

Choose your favorite Credit Card Design

Choose your card design in online banking.
White Visa credit card with light green Wildfire flutter with gray textured background.
Flutter
Black Wildfire Credit Union Visa card with a sleek textured design on a light patterned background.
Midnight
Wildfire Credit Union Visa Credit Card Lakeshore design on gray topo background.
Lakeshore (Default)

Credit Card

Effective Date: - 12:00 A.M. EST

  • *All rates listed are the Annual Percentage Rate (APR).
  • Rates are based on the applicant(s) credit score.
  • Loans are based on credit approval.
  • Rates are subject to change without notice.
Loan Type APR
Visa Platinum 8.900%
Visa Platinum 10.900%
Visa Platinum 12.600%
Avatar hiker digital icon with stick and backpack.

Time to Start Building Credit

Check out our Secured Card which is the perfect option if new to credit or looking to restore your credit. 
Apply Today

Visa Perks

Teal icon of a car with a shield on top.

Travel Accident Insurance

A trip booked with a Visa Credit Card is covered in case of certain accidents.

Half of a teal car with question mark next to it showing as an accident.

Auto Rental Collision Waiver

Rental cars booked with Visa have additional coverage in case of accident.

Loan Protection Options

Hand holding hand in the shape of a heart.

Loss of Life and Disability

Protect your credit card balance or payment in case of death or disability.

Icons of a family with a father, mother, and son.

Family Leave Protection

Protect your credit card payment during approved family or medical leave.

Icon of a person holding a briefcase with an x over it.

Involuntary Unemployment Protection

Protect your credit card payment if you lose your job unexpectedly.

Disclaimers:

*Visa's Zero Liability policy does not apply to certain commercial cards and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify Wildfire Credit Union immediately of any unauthorized use. Contact us for more details.

**APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Your rate is determined by your credit worthiness and our underwriting standards.

Visa Credit Card Agreement & Disclosure

Wildfire Cash Back Agreement