Couple in home sitting on couch looking at smart phone together.

Certificates of Deposit

Elevate your savings by choosing your CD term and earn higher interest.

Open CD

Securely Reach the Top of Your Money's Potential

A Certificate of Deposit or CD is an account that pays a fixed interest rate for a set period of time chosen by you.

View All Rates

9 Month Special

3.850

%
APY*

60 Month CD

3.550

%
APY

Youth CD

3.710

%
APY

Certificate Options

Select the certificate that aligns with your path.

Single hand holding a dollar coin icon on a blue background.

Certificate

The right terms to fit your lifestyle.

Variety of terms
No market risk
One-time rate bump on 60 month term

View CD Rates

Jumbo

Two hands holding a dollar coin icon on a blue background.

Jumbo Certificate

Balances over $100,000.

Variety of terms
No market risk
One-time rate bump on 60 month term

View Jumbo Rates

Youth

A piggy bank with a coin above it on a blue background.

Youth Certificate

Ages 25 and under.

Two terms available
Higher rate than a regular CD
Make additional deposits after opening

View Youth Rates

Calculate Your Growth

Initial Deposit:

Term: 12 months

Rate (APY):

Total Interest Earned:

$0.00

Calculator assumes dividends are compounded & credited monthly.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from our Wildfire Credit Union professionals regarding all personal finance issues.

Certificate Specials

Effective Date: - 12:00 A.M. EST
APY = Annual Percentage Yield.
Minimum opening balance: $500.
Minimum balance to earn dividends: $500.
Dividends are compounded & credited monthly.
There is a penalty for early withdrawal.
Rates are subject to change without notice.
Term	Interest Rate	APY
9 Month Special	3.784%	3.850%

Certificates

Effective Date: - 12:00 A.M. EST
APY = Annual Percentage Yield.
$500 minimum opening balance.
Minimum balance to earn dividends: $500.
Dividends are compounded & credited monthly.
There is a penalty for early withdrawal.
Rates are subject to change without notice.
Term	Interest Rate	APY
6 - 11 Months	3.348%	3.400%
12 - 17 Months	3.397%	3.450%
18 - 23 Months	3.397%	3.450%
24 - 35 Months	3.348%	3.400%
36 - 47 Months	3.445%	3.500%
48 - 59 Months	3.494%	3.550%
60 Months	3.494%	3.550%

Jumbo Certificate Specials

Effective Date: - 12:00 A.M. EST
APY = Annual Percentage Yield.
$100,000 minimum balance.
Dividends are compounded & credited monthly.
There is a penalty for early withdrawal.
Rates are subject to change without notice.
Term	Interest Rate	APY
9 Month Special	4.034%	4.110%

Jumbo Certificates

Effective Date: - 12:00 A.M. EST
APY = Annual Percentage Yield.
$100,000 minimum balance.
Dividends are compounded & credited monthly.
There is a penalty for early withdrawal.
Rates are subject to change without notice.
Term	Interest Rate	APY
6 to 11 months	3.598%	3.660%
12 to 17 months	3.647%	3.710%
18 to 23 months	3.647%	3.710%
24 to 35 months	3.598%	3.660%
36 to 47 months	3.945%	4.020%
48 to 59 months	3.994%	4.070%
60 months	3.994%	4.070%