Never Too Early to Start Saving for Your Retirement
An IRA is a tax advantaged savings plan* that is independent from your employer participation. Add any amount up to your annual limit and delay taxes until funds are withdrawn.
Compare our IRA Options
Traditional
Traditional
- Contribute pre-tax dollars
- Tax-deferred until withdrawn
- Actively manage your portfolio
Roth
Roth
- Contribute after-tax dollars
- Withdraw tax-free earnings after 59.5
- No required minimum distributions
- Leave tax-free funds to beneficiaries
SEP
Simplified Employee Pension
- For self-employed and small business owners
- No annual contribution requirements
- Actively manage your portfolio
- Tax-deferred until withdrawn
| Account Info | Interest Rate | APY |
|---|---|---|
| IRA Accounts | 0.50% | 0.50% |
IRA Certificate Specials
| Term | Interest Rate | APY |
|---|---|---|
| 9 Month Special | 3.93% | 4.00% |
IRA Certificates
| Term | Interest Rate | APY |
|---|---|---|
| 6 - 11 Months | 3.45% | 3.50% |
| 12 - 17 Months | 3.49% | 3.55% |
| 18 - 23 Months | 3.54% | 3.60% |
| 24 - 35 Months | 3.45% | 3.50% |
| 36 - 47 Months | 3.49% | 3.55% |
| 48 - 59 Months | 3.54% | 3.60% |
| 60 Months | 3.59% | 3.65% |
Jumbo IRA Certificate Specials
| Term | Interest Rate | APY |
|---|---|---|
| 9 Month Special | 4.17% | 4.25% |
Jumbo IRA Certificates
| Term | Interest Rate | APY |
|---|---|---|
| 6 to 11 months | 3.69% | 3.75% |
| 12 to 17 months | 3.74% | 3.80% |
| 18 to 23 months | 3.78% | 3.85% |
| 24 to 35 months | 3.69% | 3.75% |
| 36 to 47 months | 3.98% | 4.05% |
| 48 to 59 months | 4.03% | 4.10% |
| 60 months | 4.07% | 4.15% |
