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Business Lines of Credit

A helping hand, to guide you like a compass.

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Business Loans
Commercial Real Estate
Business Lines of Credit
Vehicle & Equipment Financing

Flexible Credit For the Twists and Turns

A business line of credit provides you with an instant cash reserve and overdraft protection for your business account. With a line of credit, your business has the freedom and stability to thrive without worries.

Line of Credit Options

Discover which option works best for you. 
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Overdraft Plus

Prevent overdraft fees and have quick access to cash with a fixed rate.

  • Loan Amount: $500 to $2,500 
  • Starting Payment: $50
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Overdraft Line

Higher limits available with a low fixed rate to cover anything unexpected. 

  • Loan Amount: $2,501- $50,000
  • Payment Amount: 3% of balance
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Business Line of Credit

Variable rates to fit your business specifically.

  • Monthly interest payments based on balance, full annual pay down needed. 
  • No prepayment penalties
  • No application fee

Business Lines of Credit

Effective Date: - 12:00 A.M. EST

  • Business Checking Account required.
  • Must pay down at least once a year.
  • Renews every one, two, three, four, or five years (determined at the time of loan approval).
  • Additional payments can be made in person, mail, online banking, mobile banking, or by calling the Contact Center.
  • Interest Only Payments
Loan Type APR Loan Amount Payment Amount
Overdraft Plus 10.50% $500-$2,500 Starting at $50
Overdraft Line 8.90% $2,501-$50,000 3% of Balance
Business Lines of Credit Varies Varies Varies

Disclaimers:

* Business Lines of Credit Interest Rate is variable and is determined at the time of loan approval and is based on cash flow, credit, and other factors.

  • Rates to fit your business specifically.
  • Monthly interest payments based on balance, full annual pay down needed.
  • No prepayment penalties.
  • No application fee.

Featured Review

Osmond Concrete Contracting Osmond Concrete Contractors
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The Wildfire Team has always taken care of both our business and personal banking needs. They understand all of our needs, and the business lending team, as well as the Branch staff, have always responded quickly and professionally to provide the financing and other services needed to operate our business

Wesley Osmond
Owner
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