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Business Lines of Credit

A helping hand, to guide you like a compass.

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Business Loans
Commercial Real Estate
Business Lines of Credit
Vehicle & Equipment Financing

Flexible Credit For the Twists and Turns

A business line of credit provides you with an instant cash reserve and overdraft protection for your business account. With a line of credit, your business has the freedom and stability to thrive without worries.

Line of Credit Options

Discover which option works best for you. 
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Overdraft Plus

Prevent overdraft fees and have quick access to cash with a fixed rate.

  • Loan Amount: $500 to $2,500 
  • Starting Payment: $50
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Overdraft Line

Higher limits available with a low fixed rate to cover anything unexpected. 

  • Loan Amount: $2,501- $50,000
  • Payment Amount: 3% of balance
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Business Line of Credit

Variable rates to fit your business specifically.

  • Monthly interest payments based on balance, full annual pay down needed. 
  • No prepayment penalties
  • No application fee

Business Lines of Credit

Effective Date: - 12:00 A.M. EST

  • Business Checking Account required.
  • Must pay down at least once a year.
  • Renews every one, two, three, four, or five years (determined at the time of loan approval).
  • Additional payments can be made in person, mail, online banking, mobile banking, or by calling the Contact Center.
  • Interest Only Payments
Loan Type APR Loan Amount Payment Amount
Overdraft Plus 10.50% $500-$2,500 Starting at $50
Overdraft Line 8.90% $2,501-$50,000 3% of Balance
Business Lines of Credit Varies Varies Varies

Disclaimers:

* Business Lines of Credit Interest Rate is variable and is determined at the time of loan approval and is based on cash flow, credit, and other factors.

  • Rates to fit your business specifically.
  • Monthly interest payments based on balance, full annual pay down needed.
  • No prepayment penalties.
  • No application fee.

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