Whatever the Terrain or Environment, We Will Help You Traverse It
Golf courses, snow covered valleys and forests, woodlands, canyon lands, tranquil waters. There is a toy for any outdoor adventure and we have the loans to assist you. Think of us as your financial outdoor outfitter.

Gear Up with the Features & Specs:
- Loan Terms: Up to 7 years or 84 months.
- Loan Amount: Keep your wallet full with up to 100% financing.
- Down Payment: May require a 20% down payment, but this is typically determined at the time of the application.
- Get riding quicker with a speedy application and approval process.
Insurance Solutions & Vehicle Protection
Have some peace of mind while you ride with payment protection options such as:
- GAP Insurance closes the gap in protecting your current and future vehicle investment.
- Insure your loan with Credit Life & Disability Insurance today so you can worry a little less about tomorrow.

Rates
- All rates listed are the Annual Percentage Rate (APR).
- Rates are based on the applicant(s) credit score.
- Rates are subject to change without notice. Call the credit union for current rates.
- Loans are based on credit approval.
- Credit Terms for loans secured by an Auto may require a maximum 20% down payment.
Effective Date: 12/2/2023 - 12:00 A.M. EST
Personal Watercraft, Snowmobiles, Off-Street Motorcycles & ATV
0 to 36 Months
7.990%
$31.34/mo per $1,000 borrowed based on maximum term.
Personal Watercraft, Snowmobiles, Off-Street Motorcycles & ATV
37 to 48 Months
8.240%
$24.53/mo per $1,000 borrowed based on maximum term.
Personal Watercraft, Snowmobiles, Off-Street Motorcycles & ATV
49 to 60 Months
8.490%
$20.52/mo per $1,000 borrowed based on maximum term.
Personal Watercraft, Snowmobiles, Off-Street Motorcycles & ATV
61 to 84 Months
8.740%
$15.97/mo per $1,000 borrowed based on maximum term.

Wildfire members can count on secure, safe, and fast consumer loan approval with Wildfire. Go ahead and apply today:
- Make an appointment with us at one of our branches.
- Contact our Call Center at 989-249-8200.
- Apply online.
You must become a Wildfire Credit Union member if you are approved and before the loan is finalized.
If you have already submitted an application with us you can check your application status.