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VISA Credit Cards

VISA Platinum - The Only Card You Need!

Wildfire Credit Union offers Platinum VISA cards with rates as low as 8.9% APR, depending on your credit score. The low rate, combined with a grace period for purchase transactions and ScoreCard Bonus Points, makes this card an excellent choice for our members!

Click here to apply for a Wildfire Credit Union VISA Platinum card online.

Credit Card Disclosures

Disclosures VISA Platinum
Annual Percentage Rate (APR) for purchases From 8.9% - 12.60%**
APR for cash advances and balance transfers From 8.9% - 12.60%**
Annual Fee NONE
Late Fee
A late fee of up to $15 will be charged if minimum payment is not received within 10 days of the Payment Due Date
up to $15
Return Check Fee
If any check or other instrument given as payment on your account is uncollectible or is dishonored for any reason, we may charge you and you agree to pay a Returned Fee of up to $20.00. We do not have to attempt to collect any check more than once.
up to $20
Grace (Free) Period for Repayment of the Balance for Purchases*** 
We will not charge you interest provided that the previous balance is paid in full on or before the Payment Due Date.
Finance Charge Calculation Method
Average Daily balance (including current transactions).

This information is accurate as of October 2015, but is subject to change. There are interest charges and other costs which may be associated with the use of the card. The member should contact the Credit Union for any change in the information. Call the credit union at 989-249-8200, or 1-800-227-2328 ext. 8201 or verify current rate information on our website.

** Your rate is determined by your creditworthiness and our underwriting standards

*** Grace period does not apply to cash advances. Cash advances are always subject to FINANCE CHARGES from the date they are posted to your account.

Click here for a copy of our credit card agreement and Truth-in-Lending disclosure statement.

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