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Visa^® Credit Cards

Wildfire Credit Union offers Platinum Visa cards with rates as low as 8.9% APR*. Our low rate credit card, combined with Wildfire Rewards makes this an excellent card!

Apply for a Visa

View important rates and disclosures

What are the Benefits?

Wildfire Rewards

Earn 1% cash back on all purchases you make. There's no limit to the amount of points you can earn. You can redeem your points for anything.

Learn About Wildfire Rewards »

Spring Break Bonus Points

Spring break 2020 is here! And so are we to help you make it the best one yet!

When you use your Wildfire Rewards Visa from March 1 to April 5, you will earn 2% Cash Back on hotel and restaurant purchases*.

Let’s go, spring break is here and new adventures await!

Promotion Period: Sunday, March 1, 2020 to Sunday, April 5, 2020

Disclaimer

Fraud Protection

Be notified by phone or text alerts of unusual activity.

Visa's Zero Liability Policy for unauthorized purchases.

Low Rate

Cardholders enjoy low rates from 8.9%-12.60% APR* for purchases and cash advances.

Visa Secure

Works behind the scenes when you're shopping online to help ensure payments are made by you.

Travel with ease knowing you booked your vacation with your Visa card.

Benefits

Travel Accident Waiver

Auto Rental Collision Waiver

How Do We Compare?

Card	Wildfire Visa Platinum	Discover it^® Cash Back	Chase Freedom Unlimited^®	Capital One QuicksilverOne^®
Earn Cash Back
No Annual Fee
Low Interest Rate
Accepted Outside the U.S.

Features

Wildfire Visa within an ice cube to show it's frozen.

Freeze Your Card »

Visa's easy, smart and secure online checkout

Visa Secure Remote Commerce »

Snippet of online banking of how to activate your card.

Activate Card Online »

Mobile Phone showing the Wildfire Visa as the card being used with making a wallet purchase.

Mobile Wallet »

EMV^® Chip »

A couple of sample cards to show personalization. One with dogs and another with a cat.

Card Personalization »

Agreements & Disclosures

Visa Credit Card Agreement & Disclosure

Capital One QuicksilverOne is a registered trademark of Capital One Financial Corporation.

Discover it is a registered trademark of Discover Financial Services.

Chase Freedom Unlimited is a registered trademark of JPMorgan Chase & Co.

EMV is a registered trademark or trademark of EMVCo LLC in the U.S. and other countries.

* Your rate is determined by your creditworthiness and our underwriting standards.

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for purchases	8.9% - 12.60%**
APR for cash advances and balance transfers	From 8.9% - 12.60%**
How to Avoid Paying Interest on Purchases We will not charge you interest provided that the previous balance is paid in full on or before the Payment Due Date.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.

Fees
Annual Fee	NONE
Late Fee A late fee of up to $20 will be charged if minimum payment is not received within 10 days of the Payment Due Date	up to $20
Return Check Fee If any check or other instrument given as payment on your account is uncollectible or is dishonored for any reason, we may charge you and you agree to pay a Returned Fee of up to $30.00. We do not have to attempt to collect any check more than once.	up to $30

Visa® Credit Cards