This page uses JavaScript. Your browser either does not support JavaScript or you have it turned off. To see this page properly please use a JavaScript enabled browser.
If you are having issues using this website, please call 1-800-227-2328 for assistance.
Go to main content
Online Banking
Facebook 2018Twitter 2018Instagram 2018
Home > Deposit Products > Certificates of Deposit

Wildfire has your back in helping you prepare for a bright future.

Whether you are saving for college tuition or getting your nest egg (a fancy term for money saved for the future) up and running, a Wildfire Certificate of Deposit or CD is the perfect savings tool for the future. A CD allows you to deposit funds for a certain period of time, which will earn you a higher rate of interest.


Here are the specifics:

Benefits:

  • Earns a higher rate of interest to grow your money faster.
  • Deposits are insured up to $250,000 by the NCUA, ensuring you money is safe and sound.
  • 7-day grace period after renewal for 12 to 60 month certificates or 3 days for the 6 to 11 month certificates.
  • You will earn the same rate through the deposit term.

Conditions:

  • Certificate terms from 6 to 60 months.
  • Minimum opening balance of $500.
  • Early withdrawal penalties apply.
  • You cannot make deposits into the certificate until the term is up.

iinvest Certificates:

We are here to help you save smart, spend smart, and grow financially!

Check out some of the benefits:

  • Low minimum deposit and you have the ability to add to the deposit.
  • Choose between a six and/or 12 month iinvest CD.
  • Rates are .250% higher than the current 6-month and 12-month interest rates!

Conditions:

  • Must be 25 or younger.
  • $100 minimum deposit ($2,000 maximum deposit per iinvest certificate).
  • $50 minimum add-on deposits.
  • Withdrawals can only be made at certificate maturity.
  • No more than 10 certificates per member.

Contact our Call Center at 989-249-8200 or 1-800-227-2328 for current iinvest rates and start earning and learning today!


View our Current Rates

Special Certificate Rates
Effective Date: Thursday, December 3rd, 2020, 12:00am ET.
Certificate TermInterest RateAPY
39 Month Special 0.896% 0.900%
Explanation of Rates & Service Charges

Certificate Rates
Effective Date: Thursday, December 3rd, 2020, 12:00am ET.
Certificate TermInterest RateAPY
6-11 Months 0.349% 0.350%
12-17 Months 0.499% 0.500%
18-23 Months 0.598% 0.600%
24-35 Months 0.698% 0.700%
36-47 Months 0.797% 0.800%
48-59 Months 0.946% 0.950%
60 Months 1.045% 1.050%

Explanation of Rates & Service Charges

Start earning higher dividends today!

Contact our Call Center, stop by one of our branches or simply fill out the short form below.

* Required Fields
Preferred method of contact:
I want information relating to:
Security Code:

Go to main navigation
If you are having issues using this website, please call 1-800-227-2328 for assistance.