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Certificates of Deposit

Wildfire has your back in helping you prepare for a bright future.

Whether you are saving for college tuition or getting your nest egg (a fancy term for money saved for the future) up and running, a Wildfire Certificate of Deposit or CD is the perfect savings tool for the future. A CD allows you to deposit funds for a certain period of time, which will earn you a higher rate of interest.

Here are the specifics:

Benefits:

Earns a higher rate of interest to grow your money faster.
Deposits are insured up to $250,000 by the NCUA, ensuring you money is safe and sound.
7-day grace period after renewal for 12 to 60 month certificates or 3 days for the 6 to 11 month certificates.
You will earn the same rate through the deposit term.

Conditions:

Certificate terms from 6 to 60 months.
Minimum opening balance of $500.
Early withdrawal penalties apply.
You cannot make deposits into the certificate until the term is up.

View our Current Rates

Special Certificate Rates
Effective Date: Tuesday, September 24th, 2019, 12:00am ET.
Certificate Term	Interest Rate	APY
*14 Month Special*	*1.982%*	*2.000%*
*62 Month Special* * NEW MONEY TO CU ONLY	*2.960%*	*3.000%*
Explanation of Rates & Service Charges * NEW MONEY TO CU ONLY means that the funds have not previously been on deposit with Wildfire Credit Union; amounts withdrawn from Wildfire accounts in the preceding 30 days will not qualify.

Certificate Rates
Effective Date: Tuesday, September 24th, 2019, 12:00am ET.
Certificate Term	Interest Rate	APY
6-11 Months	1.292%	1.300%
12-17 Months	1.736%	1.750%
18-23 Months	1.884%	1.900%
24-35 Months	2.276%	2.300%
36-47 Months	2.374%	2.400%
48-59 Months	2.618%	2.650%
60 Months	2.813%	2.850%
Explanation of Rates & Service Charges

Start earning higher dividends today!

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