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Home > Deposit Products > Certificates of Deposit

Certificates of Deposit

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Wildfire has your back in helping you prepare for a bright future.

Whether you are saving for college tuition or getting your nest egg (a fancy term for money saved for the future) up and running, a Wildfire Certificate of Deposit or CD is the perfect savings tool for the future. A CD allows you to deposit funds for a certain period of time, which will earn you a higher rate of interest.


Here are the specifics:

Benefits:

  • Earns a higher rate of interest to grow your money faster.
  • Deposits are insured up to $250,000 by the NCUA, ensuring you money is safe and sound.
  • 7-day grace period after renewal for 12 to 60 month certificates or 3 days for the 6 to 11 month certificates.
  • You will earn the same rate through the deposit term.

Conditions:

  • Certificate terms from 6 to 60 months.
  • Minimum opening balance of $500.
  • Early withdrawal penalties apply.
  • You cannot make deposits into the certificate until the term is up.

View our Current Rates

Special Certificate Rates
Effective Date: Sunday, September 22nd, 2019, 12:00am ET.
Certificate TermInterest RateAPY
14 Month Special 1.982% 2.000%
62 Month Special
* NEW MONEY TO CU ONLY
2.960% 3.000%

Explanation of Rates & Service Charges

* NEW MONEY TO CU ONLY means that the funds have not previously been on deposit with Wildfire Credit Union; amounts withdrawn from Wildfire accounts in the preceding 30 days will not qualify.

Certificate Rates
Effective Date: Sunday, September 22nd, 2019, 12:00am ET.
Certificate TermInterest RateAPY
6-11 Months 1.292% 1.300%
12-17 Months 1.736% 1.750%
18-23 Months 1.884% 1.900%
24-35 Months 2.276% 2.300%
36-47 Months 2.374% 2.400%
48-59 Months 2.618% 2.650%
60 Months 2.813% 2.850%

Explanation of Rates & Service Charges

Start earning higher dividends today!

Contact our Call Center, stop by one of our branches or simply fill out the short form below.

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