High Yield Deposit Accounts
Our most popular savings account is a great deal!
Wildfire Credit Union members have an opportunity to increase their earnings on this account by maintaining higher balances. The following tiers have been established for interest rate calculation:
- Balances $1000.00 to $24,999.99
- Balances $25,000.00 to $49,999.99
- Balances $50,000.00 to $99,999.99
- Balances of $100,000.00 or higher
Click here for current rates on this account.
- The minimum opening deposit and account balance is $1000.00.
- Minimum deposits and withdrawals are $500.00. Up to three withdrawals can be made per month at no charge. There is a maximum of six withdrawals per month, with a $25 fee per withdrawal after the third withdrawal.
- This account earns DAILY interest, PAID MONTHLY. To calculate your interest, we take the balance that has been in your account overnight and multiply it by the current daily percentage rate based upon the tiers listed above.
Your share account is insured through the NCUA. This insurance is similar to the deposit insurance protection offered by the Federal Deposit Insurance Corporation (FDIC). The NCUA Share Insurance Estimator is an educational resource about share insurance and gives a detailed explanation of insurance coverage.
|High Yield Deposit Accounts|
|Effective Date: Friday, November 16th, 2018, 12:00am ET.|
|Account Information||Interest Rate||APY|
|Balances from $1,000.00 to $24,999.99||0.349%||0.350%|
|Balances from $25,000.00 to $49,999.99||0.399%||0.400%|
|Balances from $50,000.00 to $99,999.99||0.449%||0.450%|
|Balances $100,000.00 or higher||0.499%||0.500%|