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Home > Deposit Products > High Yield Deposit Accounts

High Yield Deposit Accounts

Our most popular savings account where you earn a higher than average daily rate and still enjoy access to your funds at all times. To open a high yield savings, stop in at one of our branches or contact our call center at 989.249.8200.

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Wildfire Credit Union members have an opportunity to increase their earnings on this account by maintaining higher balances.

  • The minimum opening deposit and account balance is $1,000.00.
  • Minimum deposits and withdrawals are $500.00. Up to three withdrawals can be made per month at no charge. There is a maximum of six withdrawals per month, with a $25 fee per withdrawal after the third withdrawal.
  • This account earns DAILY interest, PAID MONTHLY. To calculate your interest, we take the balance that has been in your account overnight and multiply it by the current daily percentage rate based upon the tiers listed below.

High Yield Deposit Accounts
Effective Date: Monday, July 22nd, 2019, 12:00am ET.
Account InformationInterest RateAPY
Balances from $1,000.00 to $24,999.99 0.349% 0.350%
Balances from $25,000.00 to $49,999.99 0.399% 0.400%
Balances from $50,000.00 to $99,999.99 0.449% 0.450%
Balances from $100,000.00 to $249,999.99 0.499% 0.500%
Balances from $250,000.00 to $499,999.99 0.698% 0.700%
Balances from $500,000.00 to $999,999.99 0.946% 0.950%
Balances of $1,000,000.00 and more 1.094% 1.100%

Explanation of Rates & Service Charges


National Credit Union Association

Your share account is insured through the NCUA. This insurance is similar to the deposit insurance protection offered by the Federal Deposit Insurance Corporation (FDIC). The NCUA Share Insurance Estimator is an educational resource about share insurance and gives a detailed explanation of insurance coverage.

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If you are having issues using this website, please call 1-800-227-2328 for assistance.