Job Summary
We are seeking a friendly and detail-oriented Mortgage Servicing Representative to join our team at Wildfire Credit Union in Saginaw, Michigan. In this role, you will provide exceptional service to our members while servicing mortgage loans according to related requirements and procedures. This position offers an opportunity to grow within a supportive community-focused environment and contribute to our mission of serving members with integrity.
Responsibilities
- Administration of the mortgage escrow program including processing disbursements, annual escrow account analysis and monitoring all member mortgages for property tax payments. Also monitors accounts for valid homeowner's insurance.
- Provide and disburse incoming mail and faxes. Complete payoff requests, post mortgage payments and assist members with any of their mortgage servicing needs.
- Provide clerical support for all mortgage loan servicing activities including maintaining accurate and up-to-date mortgage files, completing and monitoring monthly tracking reports, and assisting with the administration of the mortgage escrow program.
- Responsible for post-closing activities including ensuring all required documents have been sent for recording.
- Resolves or refers requests and problems promptly and courteously and answers member loan questions regarding applications in the process of approval.
Responsibilities may also include
- Processing balloon renewals, modifications and payment relief requests.
- Managing property loss insurance claims.
- Reviewing and processing forced placed insurance and delinquent property taxes.
Required Knowledge
- Understanding of mortgage loan products and services.
- Knowledge of mortgage related requirements and procedures.
Education/Certification
- High school graduate or equivalent.
Experience Required
- One to three years of related office experience.
Skills/Abilities
- Strong organizational skills.
- Good verbal public relations skills.
- Able to operate related computer applications and business equipment.
If you're ready to blaze your own trail with a career at a credit union and make a real difference, we'd love to hear from you - join us at Wildfire Credit Union where your dedication fuels our collective success!