New and Used Auto Loans
Buying a new or used vehicle couldn't be easier than with one of our car loans! Saginaw, Midland, and Bay City, MI residents can depend on a great loan rate when buying or refinancing a vehicle, whether it's used or new.
Buying a new or used vehicle couldn't be easier than with one of our car loans! Saginaw, Midland, and Bay City, MI residents can depend on a great loan rate when buying or refinancing a vehicle, whether it's used or new.
We offer loans for the following timeframes.
- 3 Years (36 Months)
- 4 Years (48 Months)
- 5 Years (60 Months)
* Some Loans may even qualify for up to 7 Years (84 Months)
Shopping for a car outside of credit union office hours? No Problem! Now you can apply anytime with our 24-Hour Loan Application Service.
Check out our current auto loan rates and calculate your payment now.
Protect your loan with our Insurance Solution options.
Apply for a loan 24 Hours a Day!
Residents of Saginaw, Midland, Bay City, and the surrounding areas can count on secure, safe and fast consumer loan approval with Wildfire Credit Union. Apply online today! You must be a Wildfire Credit Union member.
Call our 24-Hour Loan Application Service to apply over the telephone by calling 1-800-227-2328. Qualified loan personnel are ready to answer questions and take your applications for car loans. Saginaw, Midland, and Bay City, MI, customers will receive answers on these loan applications the next business day, or in some cases, right over the phone. Contact us today for more information!
| Closed End Consumer Loans | |||
| Effective Date: Thursday, March 21st, 2019, 12:00am ET. | |||
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| Loan Type | Term | Rate As Low As | Payment Amount |
| New & Used Autos / Motorcycles 2011 - Newer | 12 to 60 Months | 3.49% | $18.20/mo per $1,000 borrowed based on maximum term. |
| New & Used Autos / Motorcycles 2014 - Newer | 61 to 72 Months | 3.74% | $15.54/mo per $1,000 borrowed based on maximum term. |
| New & Used Autos / Motorcycles 2015 - Newer | 73 to 84 Months | 4.24% | $13.79/mo per $1,000 borrowed based on maximum term. |
| Used Autos / Motorcycles No Model Year Limitation | 12 to 48 Months | 3.49% | $22.36/mo per $1,000 borrowed based on maximum term. |
| Personal Watercraft, Snowmobiles, Off-Street Motorcycles & ATV | 0 to 36 Months | 3.99% | $29.59/mo per $1,000 borrowed based on maximum term. |
| Personal Watercraft, Snowmobiles, Off-Street Motorcycles & ATV | 37 to 60 Months | 4.99% | $18.88/mo per $1,000 borrowed based on maximum term. |
| New & Used Boats / RV's* | Up to 60 Months or 180 Months max with a 60 month balloon | 3.49% | $7.15/mo per $1,000 borrowed based on maximum term. |
| New & Used Boats / RV's | 61 to 84 Months | 4.24% | $22.36/mo per $1,000 borrowed based on maximum term. |
| New & Used Boats / RV's | 85 to 120 Months | 4.99% | $10.61/mo per $1,000 borrowed based on maximum term. |
| New & Used Boats / RV's | 121 to 144 Months | 5.99% | $9.76/mo per $1,000 borrowed based on maximum term. |
| Other Non-Titled Purchased Goods | 12 to 60 Months | 6.99% | $19.81/mo per $1,000 borrowed based on maximum term. |
| Other Secured/Unsecured Requests | 12 to 60 Months | 8.99% | $20.76/mo per $1,000 borrowed based on maximum term. |