New and Used Auto Loans
Buying a new or used vehicle couldn't be easier than with one of our car loans! Wildfire members can depend on a great loan rate when buying or refinancing a vehicle, whether it's used or new.
Buying a new or used vehicle couldn't be easier than with one of our car loans! Saginaw, Midland, and Bay City, MI residents can depend on a great loan rate when buying or refinancing a vehicle, whether it's used or new.
We offer loans for the following timeframes.
- 3 Years (36 Months)
- 4 Years (48 Months)
- 5 Years (60 Months)
* Some Loans may even qualify for up to 7 Years (84 Months)
Check out our current auto loan rates below and calculate your payment now.
Protect your loan with our Insurance Solution options.
Apply for a loan 24 Hours a Day!
In order to apply for a loan you must be a Wildfire Credit Union member. Wildfire members can count on secure, safe and fast consumer loan approval with Wildfire. Go ahead and apply online today!
You can also call our 24-Hour Loan Application Service to apply over the phone from the comfort of your own home. Just dial 1-800-227-2328 and a qualified loan expert will be ready to answer your questions and take your application for a car loan. Members will receive their answers on their applications the next business day, or right away over the phone. Reach out to us today!
| New & Used Auto & Motorcycle Loan Rates | |||
| Effective Date: Monday, July 22nd, 2019, 12:00am ET. | |||
| Loan Type | Term | Rate As Low As | Payment Amount |
| New & Used Autos / Motorcycles 2011 - Newer | 12 to 60 Months | 3.24% | $18.08/mo per $1,000 borrowed based on maximum term. |
| New & Used Autos / Motorcycles 2014 - Newer | 61 to 72 Months | 3.99% | $15.65/mo per $1,000 borrowed based on maximum term. |
| New & Used Autos / Motorcycles 2015 - Newer | 73 to 84 Months | 4.49% | $13.90/mo per $1,000 borrowed based on maximum term. |
| Used Autos / Motorcycles No Model Year Limitation | 12 to 48 Months | 3.24% | $22.25/mo per $1,000 borrowed based on maximum term. |
| All rates listed are the Annual Percentage Rate (APR). Rates are based on the applicant(s) credit score. Rates are subject to change without notice. Call the credit union for current rates. Loans are based on credit approval. Credit Terms for loans secured by an Auto or Motorcycle require a maximum 20% down payment. | |||