New and Used Car Loans in Saginaw, MI and Surrounding Areas
Buying a new or used vehicle couldn't be easier than with one of our car loans! Saginaw, Midland, and Bay City, MI residents can depend on a great loan rate when buying or refinancing a vehicle, whether it's used or new.
We offer loans for the following timeframes.
- 3 Years (36 Months)
- 4 Years (48 Months)
- 5 Years (60 Months)
* Some Loans may even qualify for up to 7 Years (84 Months)
Shopping for a car outside of credit union office hours? No Problem! Now you can apply anytime with our 24-Hour Loan Application Service.
Check out our current auto loan rates and calculate your payment now.
We Offer GAP Insurance!
"GAP Advantage" (Guaranteed Auto Protection) protects you in the event that your vehicle is damaged beyond repair or if it is stolen and not recovered. This insurance product covers the difference between the actual cash value of your vehicle and the car loan balance, less delinquent payments and refundable service warranty contracts. It will also refund your insurance deductible up to $1,000 and provide $1,000 for down payment on a replacement vehicle, if financed at the credit union. As a gift to you, with the purchase of GAP Advantage we now provide Auto Deductible Reimbursement (ADR). If you have a collision or comprehensive insurance claim covered by your auto policy during the ADR coverage period on a vehicle you own, you may be entitled to reimbursement of the covered auto dedictible, up to $500 per event.
All of this coverage is available for a one-time GAP Advantage premium of $395.00 for a coverage amount up to $50,000. Automobile dealers typically charge $500 or more for this product. This is a great deal! If you are in the market for a vehicle loan or already have an auto loan at the credit union, simply contact us to apply for GAP coverage.
GAP is also available for Boats and other recreational vehicles in Saginaw, Midland, or Bay City, MI. Contact the call center for details.
Credit life and Credit Disability Insurances - Click Here for more information
Apply for a loan 24 Hours a Day!
Residents of Saginaw, Midland, Bay City, and the surrounding areas can count on secure, safe and fast consumer loan approval with Wildfire Credit Union. Apply online and get approved in a minute or less. You must be a Wildfire Credit Union member.
Call our 24-Hour Loan Application Service to apply over the telephone by calling 1-800-270-6738. Qualified loan personnel are ready to answer questions and take your applications for car loans. Saginaw, Midland, and Bay City, MI, customers will receive answers on these loan applications the next business day, or in some cases, right over the phone. Contact us today for more information!