Checking Accounts
Ready to Help You With Every Purchase You Make
At Wildfire you will discover checking accounts with no fees and so much more. Begin your checking account experience with a Personal Account, and if you find yourself looking for more, hop on board with our Premium Account.
Checking Accounts
Personal
- No monthly charges.
- No minimum balance requirement.
- New accounts receive 80 personalized checks for FREE!*
- A "No Bounce" feature with overdraft protection (apply separately).
- Online Banking access for transfers and reconciliation.
- Audio Response gives you 24 hours a day access for inquiries and transfers.
- Reorder Checks Online.
Premium
- Interest is paid monthly.
- No monthly charges.
- New accounts receive 80 personalized checks for FREE!*
- A "No Bounce" feature with overdraft protection (apply separately).
- Online Banking access for transfers and reconciliation.
- Reorder Checks Online.
Requirements:**
- At least 10 debit and/or credit card transactions per month on the account.
- Estatements are required.
* Limitations apply, contact Wildfire for more details.
** Premium Account Disclaimer: If qualifications listed above are not met, dividends will not be paid.

Overdraft Line of Credit
Directly linked to your checking account, this line of credit provides ready access to cash and acts as an overdraft protection for your checking account. Benefits include:
- Saves you money by having a low fixed rate.
- Saves time with a quick application and approval process.
- Gives you peace of mind by giving you overdraft protection and helping to prevent overdraft fees.
- No annual fee or prepayment penalties!
Join Today!
So, what are you waiting for?
Switch to a checking account with Wildfire today. View rates.
With multiple locations in the Great Lakes Bay Region of Michigan, you will be sure to find a location that becomes your home for banking.
Looking for more info or have questions? Give us a call today!

The Bank in Your Pocket
Personal Checking Rates
- APY = Annual Percentage Yield
- Minimum Opening Balance: $0
- Minimum Balance to Earn Dividends: $0
Effective Date: 5/20/2022 - 12:00 A.M. EST
0.000%
0.000%
Premium Checking Rates
- Minimum Opening Balance: $0.
- Minimum Balance to Earn Dividends: $0.
- Dividends are compounded & credited monthly.
Effective Date: 5/20/2022 - 12:00 A.M. EST
$0.00 to $9,999.99
0.100%
0.100%
$10,000.00 to $24,999.99
0.120%
0.120%
$25,000.00 to $49,999.99
0.140%
0.140%
$50,000.00 and higher
0.160%
0.160%

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