Signature credit card on a teal and black topo background and 2% on purchases.

Credit Cards

Adventure more with a Wildfire Visa® by unlocking cash back and low rates.

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Cards
Credit Cards
Visa Gift Cards
Card Disputes

Choose the Wildfire Visa That's Best for You

Apply for one of our Wildfire credit cards to keep your interest low or earn cashback on every purchase.

 

Benefits:

  • 2% cash back on Visa Signature
  • No annual fees
  • Limits up to $65,000 to fit your needs
  • Fraud protection*

Today’s Rates

View Rates
Visa Signature
15.240
%
 APR**

As low as

Credit Card Options

Choose the right path for your financial journey.

Signature Credit Card

Visa Signature

Turn everyday purchases into rewards.

  • 2% cash back on every purchase
  • Variable rate as low as 15.24% APR
  • Zero annual fees
Apply Now

Personal Credit Card

Visa Personal 

A steady route with a low-rate advantage.

  • Not part of the cash back program
  • Fixed interest rate as low as 10.99%
  • Zero annual fees
Apply Now

Credit Cards

Effective Date: - 12:00 A.M. EST

  • **All rates listed are the Annual Percentage Rate (APR).
  • 1Variable rate that may change with market.
  • Rates are based on the applicant(s) credit score. Rates are subject to change.
  • Loans are based on credit approval.
  • No U.S. transaction, membership, activity, or participation fees.
  • International transaction fees are charged. This fee applies to any Visa credit card transaction made at a location in a foreign country, or payable to a merchant located in a foreign country, even if you initiate the transaction from within the United States.
Loan Type APR
Visa Signature Credit Card1 15.240%
Visa Personal Credit Card 10.990%
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Time to Start Building Credit

Ask about our Secured Card which is the perfect option if new to credit or looking to restore your credit. 

Visa Perks

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Travel Accident Insurance

A trip booked with a Visa credit card is covered in case of certain accidents.

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Auto Rental Collision Waiver

Rental cars booked with a Visa have additional coverage in case of accident.

Loan Protection Options

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Loss of Life and Disability

Protect your credit card balance or payment in case of death or disability.

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Family Leave Protection

Protect your credit card payment during approved family or medical leave.

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Involuntary Unemployment Protection

Protect your credit card payment if you lose your job unexpectedly.

Disclaimers:

*Visa's Zero Liability policy does not apply to certain commercial cards and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify Wildfire Credit Union immediately of any unauthorized use. Contact us for more details.

**APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Your rate is determined by your credit worthiness and our underwriting standards.

Visa Credit Card Agreement and Disclosure

Wildfire 2% Cash Back Disclosure