• Vacant Land: You can borrow up to 70% of the appraised value for up to 15 years with a 3 year balloon.



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Home Cash Equity Loans.

Home Equity Line of Credit (HELOC)

• Primary Residence Purchase/Refinance: Up to 100% financing options are available for qualifying First Time Home Buyers. Up to 97% financing options are available for purchase or no cash-out refinance requests for all other borrowers. Contact one of our Mortgage Specialists for more details. For maximum loan value guidelines on refinanced transactions just contact us and we will be sure to fill you in.


• Fixed-Rate: With 10, 15, 20, and 30 year loan term options, you will be able to secure a loan that fits your budget plan.


• Balloon Mortgage: This loan type provides you a payment calculated on an amortization period of up to 30 years with a 5, 7, or 10 year balloon feature. When you reach the end of the balloon period (5, 7, or 10 years), you will need to refinance the remaining loan balance or pay it in full.

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