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Home Equity Loans

Upgrade your house to a home.

Borrow money using your home's equity as collateral.

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Home Cash

7.212

%
APR*

Up to 80% loan to value

Home Equity Line of Credit

7.500

%
APR

90% of appraised value

Home Equity Loan Types

Available for primary residence or second home.

Home Cash

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Home Cash Equity Loan

Loan Amount: $5,000 to $500,000**
Loan Term: Max of 20 years with a 5-year balloon
Finance: 90% of your home's equity, or 80% of the estimated value as determined by the Credit Union

HELOC

Model house placed next to several hundred dollar bills.

Home Equity Line of Credit

Loan Amount: $5,000 to $500,000**
Loan Term: 10-year draw period with a 25-year amortization period
Finance: 90% of your home's equity, or 80% of the estimated value as determined by the Credit Union

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No Closing Costs on Home Equity Lines of Credit

Pay zero closing costs up to $50,000.

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Time to Invest in Your Home's Makeover

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Home Equity FAQs

What is Equity?

Equity is the difference between how much your home is worth and how much you owe on your mortgage.

What are the fees for a Home Cash Equity Loan?

$125 (other fees may apply).

What are the fees for a Home Equity Line of Credit (HELOC)?

Closing costs may apply.