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Home Equity Loans

Upgrade your house to a home.

Borrow money using your home's equity as collateral.
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Today's Rates

As low as
View Rates
Home Cash
7.212
%
APR*

Up to 80% loan to value

Home Equity Line of Credit
7.500
%
APR

90% of appraised value

Home Equity Loan Types

Available for primary residence or second home. 

Home Cash

Model house placed on top of several hundred-dollar bills.

Home Cash Equity Loan

  • Loan Amount: $5,000 to $500,000**
  • Loan Term: Max of 20 years with a 5-year balloon
  • Finance: 90% of your home's equity, or 80% of the estimated value as determined by the Credit Union

HELOC

Model house placed next to several hundred dollar bills.

Home Equity Line of Credit

  • Loan Amount: $5,000 to $500,000**
  • Loan Term: 10-year draw period with a 25-year amortization period
  • Finance: 90% of your home's equity, or 80% of the estimated value as determined by the Credit Union

Disclaimers:

*APR=Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval.

**Appraisal required on loan amounts greater than $50,000.

Mortgage Applicant Disclosure

Home Equity Early Disclosure

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Home Equity FAQs

What is Equity?
Equity is the difference between how much your home is worth and how much you owe on your mortgage.
What are the fees for a Home Cash Equity Loan?
$125 (other fees may apply).
What are the fees for a Home Equity Line of Credit (HELOC)?
Closing costs may apply.